Advanced Ecommerce LLC, a Wyoming limited liability company, is operating the MojLLC website.
Website: https://mojllc.com
Email: [email protected]
Address: 30 N Gould St, Sheridan, Wyoming 82801, United States
Effective Date: March 21, 2026
Last Updated: March 21, 2026
Advanced Ecommerce LLC (“Company,” “We,” “Us,” or “Our”) is committed to working only with clients who meet our eligibility requirements and whose intended use of our services is lawful, transparent, and consistent with applicable law. This Eligibility & Verification Policy sets out how we identify and verify clients, what standards we apply when assessing eligibility, and how we manage risk in connection with the services we provide through https://mojllc.com.
This policy reflects our voluntary anti-money laundering (AML) and know-your-customer (KYC) compliance framework, maintained in accordance with applicable U.S. and international standards and in recognition of the compliance expectations of our banking and payment processing partners. It is incorporated by reference into our Terms of Service, available at https://mojllc.com/terms-of-service.
This policy applies to all clients, applicants, and individuals who engage with our services, regardless of their location or jurisdiction. These procedures are designed to protect both our clients and our business from misuse, fraud, and compliance risks. For the vast majority of clients, this process is quick and does not require additional documentation.
1. COMPLIANCE FRAMEWORK
We operate in accordance with applicable U.S. federal and state laws and internationally recognized standards governing anti-money laundering, counter-terrorist financing, and economic sanctions. The primary frameworks we reference include:
• Economic sanctions programs administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), including the Specially Designated Nationals and Blocked Persons List (SDN List).
• Export control regulations administered by the U.S. Department of Commerce (Bureau of Industry and Security) and the U.S. Department of State.
• The USA PATRIOT Act and related U.S. federal anti-money laundering legislation, to the extent applicable to our activities.
• EU Anti-Money Laundering Directives (AMLD), to the extent applicable to our European client base.
• The Financial Action Task Force (FATF) Recommendations on anti-money laundering and counter-terrorist financing, as a reference framework for international best practice.
• Applicable laws and regulations of the State of Wyoming, United States.
We are not a financial institution subject to mandatory AML program requirements under the U.S. Bank Secrecy Act (BSA) or FinCEN regulations. We voluntarily maintain client eligibility and verification procedures consistent with applicable standards as part of our commitment to lawful and responsible business conduct, and in recognition of the compliance expectations of our banking and payment processing partners.
2. RISK-BASED APPROACH
We apply a risk-based approach to client eligibility and verification. This means that the level of review we apply to any client or engagement is proportionate to the risk presented by that client’s profile, jurisdiction, intended business activities, and the nature of the services requested. Higher-risk profiles are subject to enhanced review procedures.
Risk factors that may trigger enhanced scrutiny include, but are not limited to:
• Clients associated with jurisdictions identified as high-risk by FATF, OFAC, or our internal risk assessment.
• Clients whose source of funds or business activities cannot be reasonably verified.
• Clients whose requested LLC name, stated business purpose, or intended activities raise concerns about potential misuse.
• Clients who are politically exposed persons (PEPs) or who are closely associated with PEPs.
• Clients who provide inconsistent, incomplete, or implausible information during the application process.
• Engagements that appear designed to obscure the identity of the ultimate beneficial owner.
3. CLIENT IDENTIFICATION AND VERIFICATION
3.1 Information We Collect
Before we begin working on your file, we collect certain identifying information as part of our standard intake process. This includes, at minimum:
• Your full legal name, or the name and jurisdiction of any existing entity on whose behalf you are acting.
• Your country of residence or principal place of business.
• Your email address and contact information.
• The intended business purpose of the LLC you are forming.
• Confirmation that you are the ultimate beneficial owner of the LLC, or disclosure of any third party on whose behalf the LLC is being formed.
For clients presenting elevated risk indicators, or where the information provided is insufficient to complete our review, we may request additional documentation. This may include a copy of a government-issued identity document, proof of address, information about the source of funds, or information about the ownership structure of any associated entity.
3.2 How We Verify Information
We verify the information you provide through a combination of the following methods:
• Cross-referencing provided information against publicly available sources, including business registries, government databases, and open-source information.
• Screening client names and associated entities against applicable sanctions lists, including OFAC’s SDN List, the EU Consolidated Sanctions List, the UN Security Council Consolidated List, and the UK HM Treasury Financial Sanctions List.
• Reviewing the stated business purpose and intended activities of the LLC for consistency with lawful commercial activities.
• Requesting supporting documentation where provided information is incomplete, inconsistent, or raises concerns.
We do not rely solely on self-certification. Where we are unable to adequately assess your identity or risk profile, we will decline to provide services.
3.3 Beneficial Ownership
We require all clients to confirm that they are the ultimate beneficial owner of the LLC being formed, or to disclose any third party on whose behalf the LLC is being formed. We will not knowingly form an LLC on behalf of an undisclosed beneficial owner.
Where you disclose that the LLC is being formed on behalf of a third party, we require the same identifying information for that third party as we would for a direct client. Nominee arrangements, shell structures, or indirect ownership arrangements that appear designed to obscure beneficial ownership are treated as high-risk indicators and may result in refusal of services.
3.4 Practical Application
In most cases, our verification process is straightforward and does not require additional documentation beyond the information you provide during onboarding.
Additional verification steps are only requested where necessary based on risk indicators or incomplete information.
Our goal is to keep the process as simple and efficient as possible while meeting our compliance obligations.
4. SANCTIONS SCREENING
We screen all clients and, where applicable, associated beneficial owners and controlling persons against the following sanctions lists before we begin service delivery:
• OFAC Specially Designated Nationals and Blocked Persons List (SDN List).
• OFAC Consolidated Sanctions List (non-SDN lists).
• EU Consolidated List of Persons, Groups, and Entities Subject to EU Financial Sanctions.
• UN Security Council Consolidated Sanctions List.
• UK HM Treasury Office of Financial Sanctions Implementation (OFSI) Consolidated List.
We may conduct periodic re-screening during the course of an engagement where appropriate, based on risk indicators, updated information, or legal requirements. We will not provide services to any person or entity that appears on any of the above lists, or to any person or entity that is owned or controlled, directly or indirectly, by a listed party, or that is associated with jurisdictions subject to comprehensive U.S. sanctions programs, including but not limited to Iran, North Korea, Cuba, Syria, Russia, and Belarus.
Where a sanctions match is identified — whether at onboarding or during an ongoing engagement — we will suspend service delivery, conduct a review, and take appropriate action, which may include termination of the engagement and such reporting to relevant authorities as may be required under applicable law.
5. WHO WE DO NOT WORK WITH
The following categories of activity are strictly prohibited and will result in refusal or termination of services. We will not knowingly provide services to, or facilitate the activities of, any person or entity engaged in the following:
1. Money laundering, terrorist financing, or any activity designed to conceal the origin, ownership, or destination of funds derived from illegal activity.
2. Tax evasion, fraudulent tax reporting, or any scheme designed to illegally avoid tax obligations in any jurisdiction.
3. Fraud, identity theft, or any activity involving the misrepresentation of identity or the fabrication of documents.
4. Sanctions evasion, including the use of nominee structures, shell companies, or indirect ownership arrangements to circumvent applicable sanctions programs.
5. Human trafficking, arms trafficking, narcotics trafficking, or any other activity constituting a serious crime under applicable law.
6. Financing of terrorism or any organization designated as a terrorist organization by the U.S. government, the EU, the UN, or the UK government.
7. Corruption, bribery, or any activity that violates applicable anti-corruption laws, including the U.S. Foreign Corrupt Practices Act (FCPA).
8. Any activity that would expose the Company to legal liability, reputational harm, or regulatory sanction under applicable law.
6. ONGOING REVIEW
Our eligibility and verification obligations do not end at onboarding. Where risk indicators warrant further review during an active engagement, we may apply the following:
• Periodic re-screening against updated sanctions lists where appropriate.
• Review of any material changes to your stated business activities, ownership structure, or contact information that may affect your risk profile.
• Assessment of indicators of potentially concerning activity, including unusual payment patterns, inconsistent information, or requests that deviate significantly from the expected scope of services.
• Re-assessment of risk profile where new information comes to our attention that was not available at onboarding.
Where ongoing review identifies new or elevated risk, we will take appropriate action, which may include requesting additional documentation, suspending service delivery, or terminating the engagement.
7. RISK ESCALATION AND REPORTING
We maintain internal procedures for identifying and escalating potential compliance concerns. Indicators that may prompt further internal review include, but are not limited to:
• A client who is unwilling or unable to provide satisfactory identifying information or documentation.
• A client who provides inconsistent or implausible explanations for the intended business purpose of the LLC.
• A client who requests formation of an LLC with no apparent legitimate business purpose.
• A client who requests structuring of ownership or management arrangements that appear designed to obscure beneficial ownership.
• Payment patterns that are inconsistent with the client’s stated business profile.
• A client who appears to be acting on behalf of an undisclosed third party.
• A client associated with jurisdictions or industries that present elevated risk.
Where we identify indicators of potential concern, we will decline to proceed with or continue the relevant engagement and will make such internal escalations, compliance reviews, or reports to relevant authorities as may be appropriate or required under applicable law.
Where applicable law restricts disclosure, the Company may be prohibited from informing a client or third party about the existence of a compliance review, escalation, or report to authorities. In such circumstances, we will comply with applicable legal restrictions without notifying the affected party.
8. RECORD KEEPING
We maintain records of client identification information, verification steps taken, risk assessments, and due diligence procedures in accordance with applicable legal requirements. Client records are retained for a minimum of five (5) years from the date of the last service transaction or the termination of the engagement, whichever is later, or for such longer period as may be required by applicable law.
Records are stored securely with access restricted to authorized personnel and are available for production to relevant regulatory authorities upon lawful request.
9. INTERNAL RESPONSIBILITY
The Company’s principal members are responsible for ensuring that this policy is implemented, maintained, and updated in response to changes in applicable law, regulatory guidance, and the Company’s risk environment.
Any personnel involved in client onboarding, service delivery, or payment processing are expected to be familiar with this policy and with their obligations under applicable AML and sanctions laws. We conduct periodic internal reviews of our procedures to ensure they remain adequate and proportionate to the risks we face.
We reserve the right to engage external compliance advisors or legal counsel to assist with risk assessments, enhanced due diligence reviews, or legal reporting obligations where required.
10. OUR RIGHT TO DECLINE OR TERMINATE SERVICES
We reserve the right to decline any application, suspend any active engagement, or terminate any client relationship where:
• We are unable to satisfactorily verify your identity or risk profile.
• You appear on a sanctions list or are associated with a sanctioned jurisdiction or entity.
• Your stated or apparent business activities raise compliance or legal concerns.
• You provide false, misleading, or inconsistent information.
• Continuing the engagement would expose the Company to legal liability, regulatory sanction, or reputational harm.
We may take such action without prior notice where we determine that immediate action is necessary for compliance, risk mitigation, or legal protection. We have no obligation to disclose specific reasons for declining or terminating a service engagement where such disclosure is prohibited by law, would compromise a compliance review, or would be otherwise inappropriate in the circumstances.
Where services are declined or terminated under this policy, any applicable refund rights are governed by our Refund Policy, available at https://mojllc.com/refund-policy.
11. UPDATES TO THIS POLICY
We reserve the right to update, modify, or replace this policy at any time to reflect changes in applicable law, regulatory guidance, or our risk assessment. When material changes are made, the Last Updated date at the top of this document will be updated. We encourage you to review this policy periodically.
12. CONTACT US
If you have any questions about this policy or about our eligibility and verification procedures, please contact us at:
Advanced Ecommerce LLC
30 N Gould St, Sheridan, Wyoming 82801, United States
Website: https://mojllc.com
Email: [email protected]